We are very excited to announce that PCA has merged with PIPE and PPIX to form Positive Physicians Insurance Company which is trading on NASDAQ under the symbol of PPHI.

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As one of the original physician-driven, professionally managed insurance exchanges in the country, PCA offers a concierge focus on all specialty practices. Our medical background affords us the ability to arm our clients with the information to protect their practices while mitigating risk and reducing rates.

Our focus on providing affordable coverage coupled with an acute awareness of client needs has enabled PCA to design an insurance model that rewards its members with rate stability, claim predictability and on-going peace of mind. Peace of mind that has resulted in consistent client retention since our inception.

Today, PCA serves thousands of physicians and operates in Pennsylvania and Michigan. The company has been assigned a Financial Stability Rating® of "A" Unsurpassed from Demotech and has AM Best "A+" rated reinsurance by Lloyds of London. This rating highlights the company’s ability to provide policyholders a highly stable, dedicated partner with years of experience handling medical malpractice claims. Find out more. Contact us today.

Physician First. Physician Strong.

Working cooperatively with our clients, PCA helps physicians address existing exposures, meet HIPAA compliance and verifiably reduce risk. We implement an Integrated Risk Management Program which has an unparalleled track record of reducing the potential of claims and helps you the insured continue to deliver the highest quality of medical care possible.

PCA offers a wide range of medical malpractice insurance to healthcare professionals in Michigan and Pennsylvania.

  • Risk Management
  • Claims Management
  • IME Insurance
  • Compliance Consultation
  • Lunch n' Learn

If interested in a free quote and description of our services, contact us today.


PCA, a malpractice insurance exchange, is focused on our physicians and dedicated to excellence. We genuinely care about the physicians whom we insure and embrace a long-term commitment to our clients. We want to learn from and grow with the needs of the community in the most effective way. PCA will always provide stable, affordable malpractice insurance coverage, effective risk management solutions and aggressive claims management. Our reputation is founded upon constant personal service, competitive pricing and dedication to our insureds, and the reliable advice we give. PCA is the choice of thousands of medical practices across Pennsylvania and Michigan because of our commitment to serve physicians.


PCA goes further than our competition in both Pennsylvania and Michigan. We want to learn from and address the needs of the healthcare community.

Since 2003, we have helped countless physicians in Pennsylvania relax and continue providing the highest quality medical care to their patients. We believe that by implementing a smart risk and claims management strategy, you can reduce the probability of adverse outcomes and malpractice claims and improve the overall quality of care throughout the healthcare industry.

In 2013 PCA was proud to expand its coverage to Michigan where we look forward to providing the same physician-centric approach to Medical malpractice coverage.